Heading on a group tour to the Schengen area? If yes is the answer, your whole group needs to get itself covered in form of travel insurance for visa application. Else, you will not make it to the Schengen area because authorities won’t approve your Schengen visa application.
What Is Travel Insurance For Visa Applications?
Travel insurance for visa applications is a document that provides you with much-needed financial coverage. Visa officers need you to submit travel insurance for visa applications to prove that you will not become a financial burden on the healthcare system of the Schengen countries.
Healthcare in the Schengen zone is one of the most expensive in the world. And if one falls ill, or sustains an injury, he/she will put significant strain on it. Also, if the itinerant dies, the repatriation can incur thousands of dollars. To save the country’s national exchequer from these uninvited, visa officers have made it mandatory to attach travel insurance for Schengen visa applications as part of supporting visa documents.
What Are The Requirements For Travel Insurance For Visa Applications?
There is certain travel insurance for visa application requirements that must be met. These conditions are as follows:
- Minimum Financial Coverage:
The minimum financial coverage that your travel insurance for visa applications should be equal to or more than 30,000 euros. In dollar terms, the same equal 50,000 dollars. Anything less than the said coverage will get your visa application rejected.
- Coverage Area:
Travel insurance for visa applications should provide coverage for the whole Schengen area. It does not matter if you want to visit a single country or multiple countries. Your travel insurance for a visa should cover the whole Schengen area.
- Coverage Duration:
Your travel insurance for visa application should provide coverage during the whole course of your trip. Also, it would be better if you ask your agent or company’s representative whether or not the travel insurance for visa application is extendable if need be. There are some circumstances that are beyond anyone’s control and the same can force you to extend your stay in the Schengen area. In such cases, you need your insurance to cover you medically.
- Emergency Evacuation & Medical Repatriation:
Your travel insurance for health insurance should provide coverage in case of medical emergencies such as sudden illness or serious injuries. Likewise, the travel insurance should cover the repatriation cost in case the applicant dies during his/her stay in the Schengen area.
What Is The Way To Get What Is The Way To Get Travel Insurance For Visa For Group Travelers?
The best way to get travel insurance for a visa application is to get it online. Online search offers you the luxury to compare prices and packages. The best thing about online companies is that they offer amazing discounts to group travelers as they get travel insurance for visa orders in bulk. Thus, it becomes a win-win situation for both.
Also, you can check the authenticity or quality of their service by exploring third-party websites such as TrustPilot or community forums such as Quora. You can also go through Google’s review section to find out about the quality of the service they are offering.
In conclusion, the best way to buy travel insurance for visa applications for group travelers is online.
